Women and Super: How Employers Can Help Balance the Scales

Women often retire with less super than men. They generally take more time out of the workforce to care for others, are more likely to work part time and may be paid less¹.

Over a working life, this can have a big impact on women’s financial outcomes and how much savings they have when they retire.

The good news is there are ways employers can help address this imbalance and support better retirement outcomes for women.

Start the conversation
Make super part of broader wellbeing discussions at work, particularly during life stages when contributions and work patterns can change. Key life stages include going on parental leave, returning to work or preparing for retirement.

Help staff access information
Sharing reliable and trusted information about financial wellbeing can help staff understand more about super, including the factors that can make a big difference to their retirement in the long term.

Offer workplace education 
One simple but meaningful action employers can take is to offer education sessions about super. These can give staff a better understanding of super and build confidence when it comes to making decisions about their financial future.

AustralianSuper provides a range of workplace education sessions, including a topic focused on women and super. If you’d like to explore super education options for your workforce, speak with your dedicated Partnership Manager or get in touch about education for your staff here.

Disclaimers 
Sponsored by AustralianSuper Pty Ltd, ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898.

Any general advice provided in this article is provided under the AFSL held by AustralianSuper; it does not take into account your personal objectives, financial situation or needs. Before making a decision, consider if the information is right for you and refer to the relevant Product Disclosure Statement, available at australiansuper.com/pds or by calling 1300 300 273. A Target Market Determination (TMD) is a document that outlines the target market a product has been designed for. Find the TMDs at australiansuper.com/tmd.

1 Based on Economic security in retirement: How life events affect older Australian women, Super Members Council, September 2025